FAQ's

Domestic Travinsure

    What is Domestic TravInsure – Specially designed for SpiceJet Passengers?

    Domestic TravInsure – Specially designed for SpiceJet Passengers is an insurance program that TATA AIG General Insurance Company LTD offers to domestic passengers of SpiceJet.

    This program is especially designed with domestic travelers needs in mind and is available via SpiceJet online booking system. Please note that the program was launched on 8th May 2007 and is not available for flight bookings prior to that date.

    How do I purchase Domestic TravInsure?

    You can purchase Domestic TravInsure – Specially designed for SpiceJet Passengers while booking your flight/s on internet through www.spicejet.com.

    Who can purchase Domestic TravInsure?

    Any Indian domestic passenger traveling within India can purchase Domestic TravInsure – Specially designed for SpiceJet Passengers while booking their flight/s on www.spicejet.com.

    Foreigner passengers holding passports of any other country other than India can purchase Domestic TravInsure – Specially designed for SpiceJet Passengers if they have a work permit in India and are traveling within India.

    Is there an age limit to be covered under Domestic TravInsure ?

    Yes, the passenger must be at least 2 years on the date of travel. The Maximum age is 70 years of age as on date of travel.

    Can I purchase Domestic TravInsure if I'm traveling for more than 30 days?

    No, Domestic TravInsure covers the passenger/s for a period of 30 days from the date of inception of policy which is the date commencement of journey on SpiceJet. Incase of a round trip purchased on SpiceJet the coverage will end with the return journey to the originating station or 30 days from the date of commencement of policy whichever is earlier. (If you are traveling one-way only, then the policy is valid till 30 days from the date of travel. Example - Suppose you are traveling Delhi – Mumbai on 1st Jan 2011, then you are covered till 30th Jan 2011, even though your travel with SpiceJet was completed on 1st Jan 2011).

    But if you are coming back to origin, either by a return flight or connecting flight(s) with SpiceJet or any other traveling media, then the travel policy expires on the date on which you reach originating city.

    Example-1 – If you are traveling from Delhi to Mumbai on 1st Jan 11 and returning back to Delhi on 15th Feb 11 your policy expires on 15th Feb 11 after completion of the travel.

    Am I still covered by Domestic TravInsure if I catch a connecting flight to a different destination?

    Coverage like trip cancellation, flight delay is only limited to SpiceJet flights. Other coverage is applicable during the validity period of the policy.
    For example if you are traveling From Delhi to Chennai on 1st Jan 07 via Mumbai. You take Delhi to Mumbai flight on SpiceJet and from Mumbai to Chennai you take another mode of transport other then SpiceJet, you would be entitled for benefit other than trip cancellation and flight delay which would only be restricted on SpiceJet flight. For other mode of transport you would be covered only for rest of the benefits.

    Who would be the beneficiary under this policy?

    Benefits will be paid to the Insured Person's bona fide legal heir in the event of loss of life under the Accident death and dismemberment Benefit. All other benefits will be payable to the Insured Person.

    What do I do if I encounter an accident while covered?

    Contact Tata AIG at
    Claims Department
    Tata AIG General Insurance company Ltd.
    A-501, 5th Floor, Building No. 4, Infinity Park,
    Gen. A. K. Vaidya Marg, Dindoshi, Malad (E),
    Mumbai, India - 400 097.

    Visit our website :www.tataaiginsurance.in OR Email at customersupport@tata-aig.com OR Call our 24x7 toll free helpline 1800-266-7780 (Accessible from all lines) OR 1800-11-9966(Accessible from BSNL/MTNL Lines Only).

    Can I cancel my Domestic TravInsure?

    Domestic TravInsure is non-cancelable.

    Is Domestic TravInsure refundable?

    Domestic TravInsure premium is non-refundable.

    Once I purchase the policy can I change the date of my travel?

    Domestic TravInsure cannot be changed once issued even if you are postponing or extending your trip.

    Do I have to carry a copy of my Certificate of Insurance with me when traveling?

    We encourage you to carry you to carry a copy of your Certificate of Insurance.

    What do I do if I did not receive or lost my Certificate of Insurance?

    Your Domestic TravInsure was successfully processed if it is reflected on the Confirmation Page and in your SpiceJet Itinerary.

    To get a copy, simply call at our Reservations Call Tata AIG Reservations

    - At Toll Free No 1800 119966 from BSNL/MTNL Landline
    - You may also call at these local helpline numbers in your respective cities from any other line :

    Mumbai - 66939500 , Delhi – 66603500 , Bangalore – 66500001 , Pune – 66014156 , Chennai – 66841050 , Hyderabad – 66629882 , Ahmedabad - 66610201

    Email at : customersupport@tata-aig.com,

    Write to: Tata AIG General Insurance Co Ltd, Policy Holder Services, P. O. Box No. 4907, Chakala MIDC- Post Office, Mumbai 400093

    Mention your Certificate Number (if available), Full Name, Flight Booking Number, Travel Dates, Date of Purchase. The policy will be e mailed to the email address provided by you.

    Where can I get the full terms and condition of my Domestic TravInsure?

    The Full Terms and Conditions of your Domestic TravInsure are available in our Policy Wordings

    What kind of benefits do I get with Domestic TravInsure ?

    For more detailed information about the benefits available under Domestic TravInsure, please visit our Product Description and Policy Wording sections

    Below is a quick summary of what these benefits mean:

    Benefits Maximum Coverage Deductible
    Accidental Death and Dismemberment (24 Hrs) Rs 750,000
    Emergency Accidental Medical Reimbursement Rs 100,000
    Emergency Medical Evacuation and Repatriation of Remains Rs 500,000
    24-hr Emergency Assistance Service *INCLUDED
    Trip Cancellation Upto the Original Cost of Flight
    Baggage Loss-Checked Rs 7500 10%/ 50% (Per Article/Per Bag Limit)
    Flight Delay Rs 1500 per 6 Hrs delay period upto Rs 10500
    Common Carrier Delay Rs 1500 per 6 Hrs delay period upto Rs 10500
    Trip Interruption Upto to the Original Cost of Flight

    Accidental Death and Dismemberment( 24 hrs)
    This benefit compensates the legal heir of the person in case of the death of the insured or dismemberment of any body parts. For details please read the Policy Wordings

    Emergency Accident Medical Reimbursement
    This benefit reimburses your medical bills (up to Rs 750000) if you are involved in an accident during your trip and need medical attention. For details please read the Policy Wordings

    Emergency Medical Evacuation & Repatriation of Remains
    This benefit brings you back home to your loved ones if you are involved in an accident while traveling. For details please read the Policy Wordings

    Baggage Loss
    This benefit reimburses you up to Rs 7500 if your luggage is lost while in the custody of the common carrier. For details please read the Policy Wordings

    Trip Cancellation & Trip Interruption
    These benefits pays up to the total cost of your SpiceJet flight if you need to cancel or shorten your trip due to sickness, injury or loss of an immediate family member. For details please read the Policy Wordings

    Flight Delay
    This benefit compensates you financially for time lost if your flight is delayed beyond a period. For details please read the Policy Wordings

    24-hour Assistance Service
    This benefit gives you access to a 24-hour emergency assistance line. For details please read the Policy Wordings

    *All benefits are subject to the terms and conditions of the Domestic TravInsure – Specially designed for the passengers of SpiceJet.

    What happens to my Domestic TravInsure if SpiceJet reschedules my Return Flight?

    Your Domestic TravInsure automatically changes to the new flight if your Return Flight is rescheduled by SpiceJet provided that it is with in 30 days of the policy commencement date.

    How will my accidental medical expenses be paid under Domestic TravInsure ?

    You will be reimbursed for accidental medical expenses incurred as a result of a covered accident as per details in the Policy Wordings

    If I meet with an accident during the trip for how long will the medical treatment be available ?

    If you meet with an accident during the trip the policy provides for medical expenses necessarily incurred for treatment up to the validity of policy which is 30 days from the commencement of the policy or return to originating city which ever is earlier.

    Does Domestic Travinsure cover sports and other similar activities?

    No, Domestic TravInsure – Specially designed for SpiceJet Passengers does not cover sports and similar activities. For more details, please refer to the Policy Wordings.

    Can I cancel my trip for any reason and get all my money back through my Trip Cancellation Benefit ?

    The Trip Cancellation Benefit is only applicable for reasons covered in the full Policy Wordings.

    Covered reasons include, but are not limited to, unforeseen emergencies such as illness, injury or death involving you, your travel companion and/or an immediate family member. Pre-existing Conditions are not covered.

    Does the policy cover pre existing conditions ?

    No the policy does not cover any pre existing conditions or complications arising there from.

    What Does my Baggage loss Benefit cover?

    The Baggage loss coverage is available only if entire baggage has been lost while in custody of the common carrier .

    How do I file a claim?

    Contact Tata AIG at
    Claims Department
    Tata AIG General Insurance company Ltd.
    A-501, 5th Floor, Building No. 4, Infinity Park,
    Gen. A. K. Vaidya Marg, Dindoshi, Malad (E),
    Mumbai, India - 400 097.


    Visit our website :www.tataaiginsurance.in OR Email at customersupport@tata-aig.com OR Call our 24x7 toll free helpline 1800-266-7780 (Accessible from all lines) OR 1800-11-9966(Accessible from BSNL/MTNL Lines Only).

    How long is the claim processing time?

    Claims will be processed within 14 days after TATA-AIG has received all required documentation.

    What is the time limit for filing a claim?

    All claims must be submitted to TATA AIG within 30 days from the expiry of the policy.

    What do I do if I have any question on claims settlement?

    Please send an e-mail to customersupport@tata-aig.com, or Call from a BSNL/MTNL landline at 1-800 -119966 or you may also call at these local helpline numbers in your respective cities from any other line : Mumbai - 66939500 , Delhi – 66603500 , Bangalore – 66500001 , Pune – 66014156 , Chennai – 66841050, Hyderabad – 66629882 , Ahmedabad - 66610201

    Who is responsible and liable for this policy?

    The sole responsibility and liability of this policy lies with TATA AIG General Insurance Company Ltd alone. Please contact TATA AIG General Insurance Company Ltd only.