Reliance Travel Insurance

Specially Designed for SpiceJet Passengers

Reliance Insurance
Insured Name Spicejet
Insured Persons Passengers who travel by Spicejet only
Purpose of travel Personal Business & Leisure only
Cover Inception Flight
Min & Max Travel Days 30
"Period of Insurance" means the period from commencement of insurance cover to the end of the insurance cover or actual trip duration or full utilization of the maximum number of travel days per trip as specified in the Schedule whichever ends earlier.
In Inland normal - "Trip" means a trip starting from the Insured Person's departure of flight from place of origin and back to Terminal in India only or Certificate end date in a Single Trip whichever is earlier.
In Overseas Inbound "Trip" means which activates on policy start date or after your exit from any International Airport in India whichever is later and deactivates upon reaching at International terminal for departure at any International Airport in India for any destination outside India or policy end date in a Single Trip whichever is earlier .
Single Trip shall mean one trip to any destination within the Republic of India during the Policy period, as per details specified in the Schedule to this Policy.
Coverage Sum Insured (in INR ) Deductibles (in INR )
Personal Accident 7,50,000 Nil
Accidental Death only
Emergency Medical expenses, Emergency Evacuation and Repatriation 1,00,000 Nil
Reimbursement of hospitalization expenses due to any accidental injury during the trip
Trip Cancellation & Interruption Upto the original cost of the ticket,subject to maximum of Rs.20,000/- whichever is lower. Nil

The Company shall compensate Insured Person as hereunder if a trip is canceled or interrupted within 15 days before the inception of risk due to any of the following reasons:

  1. Unforeseen illness, injury, or death of the Insured Person’s family member (Self, Spouse, Dependent children) injury or illness must be so disabling as to reasonably cause a trip to be canceled or interrupted;
  2. Inclement weather conditions causing cancellation of the trip; ("Inclement Weather" means any severe, catastrophic weather conditions which delay the scheduled arrival or departure of a common carrier but not including normal, seasonal climatic/weather changes.).This must be authenticated by a letter from the common carrier.
  3. The Place intended to be occupied by the Insured Person for purposes of his/her stay during the trip or the destination being made uninhabitable by fire or flood. (subject to Trip being cancelled after waiting period of Trip Delay. Claim will be payable either under Trip Delay or Trip Cancellation)
  4. The Insured Person being abducted;(Claim will be payable either under Trip Delay or Trip Cancellation)
  5. The Insured Person being the victim of a felonious assault within 10 days prior to the departure date, provided that the Insured person (including any member of their family*) is/are not principal or accessory in such felonious assault.(Claim will be payable either under Trip Delay or Trip Cancellation)
  6. A terrorist incident in a City/destination listed on the Insured Person’s itinerary within 30 days of the Insured Person’s scheduled arrival. “City” means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas or airspace. This will be subject to booking of such Trip 30 days before actual travel date(Claim will be payable either under Trip Delay or Trip Cancellation)
Trip Delay Rs 1,500/- per 5 hour delay period ,subject to maximum upto Rs.10,500/- 12 Hours

The Company shall reimburse the Insured Person the reasonable additional expenses incurred by the Insured Person if his/her trip is delayed for more than the specified hours beyond the scheduled time, as mentioned in the Schedule. Incurred additional expenses must be supported by receipts. This benefit is payable only once per trip for:

  1. Unforeseen illness, injury, or death of the Insured Person or Family Member of the Insured Illness or injury must be so disabling as to reasonably cause a travel delay.
  2. Termination of employment or layoff affecting the Insured person, provided that the Insured person, as the case may be, has been employed with the employer for at least five continuous years.
  3. Inclement weather conditions causing delay. This must be authenticated by a letter from the common carrier. ("Inclement Weather" means any severe, catastrophic weather conditions which delay the scheduled arrival or departure of a common carrier but not including normal, seasonal climatic/weather changes.)
  4. The place intended to be occupied by the Insured Person for purposes of stay during the trip or the destination being made uninhabitable by fire, flood, vandalism, burglary, or natural disaster.(Claim will be payable either under Trip Delay or Trip Cancellation)
  5. The Insured Person being abducted or quarantined.(Claim will be payable either under Trip Delay or Trip Cancellation)
  6. The Insured / Insured Person being the victim of a felonious assault within 10 days prior to the departure date, except where the insured/insured person or any Family member of the Insured has been a principal or accessory in the commission of the felonious assault.(Claim will be payable either under Trip Delay or Trip Cancellation)
  7. A terrorist incident in a City/destination listed on the Insured/Insured Person’s itinerary within 30days of the Insured/Insured Person’s schedule arrival. “City” Means an incorporated municipality having defined borders and does not include the high seas, uninhabited areas or airspace. This will be subject to booking of such Hotel 30 days before actual travel date (Claim will be payable either under Trip Delay or Trip Cancellation)
  8. Delay by the common carrier. This must be authenticated by a letter from the common carrier.
  9. Lost or stolen travel documents along with FIR and subject to such loss occuring after booking of such trip atleast 15 days before actual travel or start date of policy whichever is later.
Loss of checked in baggage 50% or 10% per baggage or per article limit subject to maximum of Rs.10,000 Nil
Compassionate return trip by the Insured Return trip expenses for the Insured limited to 30,000 Nil
Personal Liability 2,00,000 Nil
Premium for 30 days - Per Passenger 179 (Inclusive of S.T.)
Policy to be issued to the customers who is the citizen of republic of India and having permanent place of residence in India. Policy cannot be issued to foreign nationals.
Warranted that Purpose of visit will be either leisure or personal business only
Personal Accident : Any one Accident - Max Rs. 5 lakh & 25 people in particular group / Any one Year - Max Rs. 30 lakh & 25 People in a group
Warranted that the Trip Cancellation and Interruption, Trip Delay, Total Loss of Checked in Baggage and Delay of Checked in Baggage is covered for Air Travel Only.
Loss of checked in baggage due to Delay in delivery is sub limited to INR 5000 under Total Loss of checked-in baggage or INR 5,000 whichever is lower with 12 hours deductible
Any claim arising out of sporting activities in so far as they involve the training or participation in competitions of professional or semiprofessional sports persons is excluded.
Not applicable if insured is traveling to places like Mansarovar / Amarnath / Badrinath.
Subject to the terms, conditions and exclusions of the Reliance inland Travel Care Policy.